I implore homeowners behind on their mortgage to take the necessary steps to ensure they are eligible to apply for help through ILHAF, said State Rep. Lindsey LaPointe (D-Chicago). If you are a servicemember, contact your local Legal Assistance Office. Have experienced a financial hardship associated with the COVID-19 pandemic. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued or worsened after January 21, 2020. Assistance will be paid directly to the mortgagors loan servicer, taxing body, or other approved entity on behalf of the homeowner. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. Please beware of scams. The Illinois Housing Development Authority announced Tuesday they are opening the Home Repair and Accessibility Program, a new program to help low-income homeowners pay for their repairs by providing up to $45,000 five-year forgivable loans. Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. Emergency Mortgage Assistance Program . Homeowners who are past due on their mortgage or property tax payments. Apply no. Para averiguar si es elegible y prepararse, visite IllinoisHousingHelp.org. Our administration continues to set our sights on supporting Illinois families because housing is a right and we are committed to ensuring just that.. Find out if youre eligible for up to $60,000 in federal assistance at IllinoisHousingHelp.org. If you have not been approved, you can instead try to get in contact with a representative from your local HAF program who can explain why you did not meet their eligibility criteria. This site is intended to help guide Illinoisans in need of emergency housing assistance due to financial hardship caused by the COVID-19 pandemic. Pritzker Administration Launches $309 Million Assistance Program for Illinois Homeowners Published on April 11, 2022 by Illinois Housing Development Authority Homeowners financially impacted by COVID-19 can now apply for up to $30,000 in assistance at www.illinoishousinghelp.org PDF Pritzker Administration Provides $15.3 Million in Home Improvement Grants Mortgage assistance program for Illinois homeowners to launch Find out how you can receive Federal assistance to get caught up on your mortgage payments. PDF Pritzker Administration Announces up to $30,000 in Housing - Illinois JB Pritzker and the Illinois Housing Development Authority (IHDA) said the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022. Use this handy palm card for at-a-glance benefits of the ILHAF program to develop grassroots awareness of emergency housing assistance throughout Illinois. To find out if youre eligible and get prepared visit. Proof of identification, including but not limited to a drivers license, state ID, permanent residency card or other form of ID. Both renters and landlords can apply for assistance.Already started your application?Check the status of your application submission or return to your application alreadyin-progress. Check this page for links and instructions to attend sessions at the dates below: Below are current and cumulative statistics for the Illinois Homeowner Assistance Fund. The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. Need help getting caught up on your mortgage payments? Emergency Mortgage Assistance Program Program Assistance and Frequently If applicants can repay part, but not all of the costs . A HUD Certified Housing Counselor can assist you with the application process. Choose from the following social post graphics and sample captions to share with your followers! If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. Many programs began accepting applications in early 2022. CHICAGO, Ill. (WIFR) - Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) Wednesday announced the Illinois Homeowner Assistance Fund (ILHAF) application opens April 11 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. Find a housing counselor near you. Are you at risk of losing your home? In total, approximately $10 billion will be disbursed to programs across the country. The ILHAF Call Center will be open from 8 a.m. to 5 p.m. Financial Literacy and Pre-Purchase Counseling, Next Generation Capacity Building for BIPOC Developers, Housing for Justice Involved Individuals (HJIIP) Program, Illinois Court-Based Rental Assistance Program, 2022 Illinois Rental Payment Program Fact Book, Illinois Emergency Homeowner Assistance Fund (ILHAF), The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance. for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. They can help you figure out your options and guide you through the paperwork and process of working with your servicer. %PDF-1.7 Some state HAF programs may require a servicer to pause foreclosure activity. Use this easy-to-distribute flyer to spread awareness of emergency mortgage assistance, and to make people aware of the necessary steps to take prior to beginning their application. Homeowners are strongly encouraged to attend a webinar hosted in advance of the application portal opening. If you are still unsure about whether or not you have to repay any assistance you receive, contact a HUD-approved housing counseling agency. Eligible recipients do NOT have to pay the money back. The State of Illinois is providing emergency housing assistance to help renters and homeowners maintain stable, affordable housing during the COVID-19 pandemic. The following documents are required to apply for ILHAFassistance: Funds from the program will go directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners. Gov. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued, or worsened after January 21, 2020. They may also try to charge you for applying to a free program. Other government agencies, such as FHA, VA, and USDA, strongly encourage servicers to pause the foreclosure process once they have been notified that a borrower has applied for HAF or been approved for assistance but do not require it. HAF assistance can and should be used in addition to any other payment adjustment options provided by your mortgage servicer. 2022 Illinois Housing Development Authority. 259 0 obj <>stream The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 15 0 R 23 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> HAF Plans | U.S. Department of the Treasury Your household (or your tenants household) is behind on rent and/or is at risk of experiencing homelessness or housing instability. You must confirm that you have experienced a financial hardship after January 21, 2020 and describe the nature of that hardship, such as a job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member. JB Pritzker and the Illinois Housing Development . Single Family Housing Repair Loans & Grants in Illinois 2nd application period open for Illinois Homeowner Assistance Fund Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. As a requirement of the application for ILHAF, homeowners will be required to contact their mortgage servicer or a HUD-certified housing counseling agency to discuss loss mitigation options before they are eligible to receive assistance. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Find out the status of your LIHEAP application. With the foreclosure moratorium, those numbers came down but now we are starting to see an increase in phone calls from people who are needing that assistance, said Beth Payne, Vice President at Rock Island Economic Growth Corporation. According to a press release from the Illinois Housing Development Authority (IHDA). When the Illinois Emergency Homeowner Assistance Fund launches, homeowners will apply through our online application portal.Our call center 1-866-IL-HELP1 (866-454-3571) and 30 housing counseling agencies will be available to provide assistance. All Rights Reserved. La Autoridad de Desarrollo de Vivienda de Illinois est aqu para ayudar. If you are concerned about losing your home to foreclosure, contact a HUD-approved housing counseling agency who can help you develop a plan. The program's goal is to prevent: Mortgage issues like delinquencies, defaults, or foreclosures; Loss of power services or other home utilities Here youll find answers to key questions about the HAF program. Your household (or your tenants household) experienced a financial hardship during or due, directly or indirectly, to the coronavirus pandemic. Homeowners who own and occupy their . Illinois Housing Help is Here! Qualified applicants will have payments made directly to mortgage servicers, taxing bodies or others. Grants have a lifetime limit of $10,000. You can customize your search based on your specific needs, budget, and desired location.The service is also available through a toll-free, bilingual call center at (877) 428-8844. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners at risk of default, foreclosure, or displacement due to financial hardship caused by the COVID-19 pandemic. This program will help to combat the economic stress brought on by the pandemic and provide relief to thousands of families, says Lt. We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. Est en riesgo de perder su casa? Gov. The Illinois Homeowner Assistance Fund (ILHAF) program is open. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to prevent mortgage delinquencies, defaults and foreclosures to keep families safe and secure while they regain their financial footing. Available in English and Spanish. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available. COVID-19 Resources Related to Housing & Homelessness Find an approved HUD-certified Housing Counselor to explore housing assistance opportunities in your area. Governor Juliana Stratton. Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. Homeowners who own and occupy their property as their primary residence. Up to 3 months of prospective payments, if necessary. Provider agencies can also help you find assistance with utility bills, free legal aid, and additional services.Apply for rental assistance and explore additional support by contacting a service provider near you.. Contact a Housing Stability Service Provider NearYou. Provide funds to eliminate or reduce past due payments and other delinquent amounts, including payments under a Highs in the low 60s. Illinois Homeowner Assistance Fund to launch in April 2022 - KWQC PDF Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN Oops! WKtLS'K@.O+oQni7%MfV! This ILHAF Resources toolkit is designed to support ILHAF stakeholders and HUD agencies with the distribution of marketing collateral for in-person and digital outreach. Topics will include: Webinars will be offered in English and Spanish. Eviction Help Illinois provides renters with free eviction prevention assistance. If you need immediate assistance with housing expenses, please contact a. For example, if Fannie Mae or Freddie Mac backs your mortgage, your servicer is generally required to pause foreclosure activities for up to 60 days once your HAF program has notified them of your application. RELATED: Tips to keep you in your home if you're struggling to make rent or mortgage. ARPA was passed by Congress in 2021 and Illinois received $309 million to cover housing costs such as past-due mortgage payments, property taxes, property insurance, and delinquent homeowner. These sessions will provide a road map for you to follow to make the application process more efficient. 4 0 obj 8R! To be eligible for ILRPP, applicants must meet the following minimumrequirements: Low Income Home Energy Assistance Program. The new application deadline has not been announced yet. Necesita ayuda para ponerse al da con los pagos de su hipoteca? endobj 1 0 obj 2. Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Illinois homeowners could receive up to $30K in mortgage relief You can contact Rock Island Economic Growth Corporation by calling (309)-788-6311 or by visiting their website. Find a housing counselor near you. Regardless of who backs your mortgage, its a good idea to let your servicer know that you have applied for HAF and ask if the foreclosure process can be paused. Illinois will fund $15.3 million in grants across the state. This program data is updated weekly.. % IL homeowners impacted by COVID-19 can apply for financial help $309 million available to homeowners struggling with mortgages The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past . 3. The goal of the program is to help stabilize Illinois families while they regain financial footing. announced today the opening of the Illinois Homeowner Assistance Fund (ILHAF) to help homeowners who have fallen behind on monthly mortgage payments and/or related housing expenses as a result of the COVID-19 pandemic. HAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than the greater of 150 percent of the area median income for their household size, or the median income for the United States, as determined by the Secretary of Housing and Urban Development. Those interested can apply through the end of January 2023. 2 0 obj If you have already submitted an application, you may check your status by logging into your ILHAF account here. Oops! Homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic can apply for assistance through the Illinois Homeowner Assistance Fund (ILHAF). Illinois residents with a household income that does not exceed an amount determined annually by DCEO are eligible. Do I have to pay back the money I receive? You will need to verify that you meet income requirements and may need to provide additional necessary documentation. The Illinois Emergency Homeowner Assistance Fund overseen by IHDA is a federally-funded program that is dedicated to assist Illinois homeowners who have struggled to pay their mortgage because of . Gov. 2022 Illinois Housing Development Authority. You will needthese documentsduring the application process. Copyright 2022 WIFR. Explore Your OptionsContact your mortgage servicer or a HUD-certified housing counseling agency to discuss options to prevent foreclosure. However, under some circumstances, individual programs may require the money to be repaid. All Rights Reserved. Application processes may vary by location. Toll Free: Eliminate or reduce arrearage associated with homeownership; Reinstate a mortgage or pay other housing-related costs related to a period of forbearance necessitated by the pandemic (if applicable); and. Get up to $60,000 from the State of Illinois to pay past due homeowner What is the Homeowner Assistance Fund (HAF)? If the foreclosure process has already started, can I still apply for HAF? The state is currently accepting applications for ILHAF assistance. 3 0 obj Some programs have established lower limits, so, Mortgage payments, including past due payments, Utilities, such as electricity, gas, home energy (including firewood and home heating oil), water, and wastewater. The program is administered by the Illinois Housing Development Authority (IHDA). The application period runs from April 11th through May 31st, 2022. The Illinois Homeowner Assistance Fund Program providesdirect financial assistancefor homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. Website by. All rights reserved. If you are unsure if something is a scam, contact a HUD-approved housing counseling agency. Yes, if you have been approved for HAF funds but are having difficulty with your servicer accepting the payment, you can submit a complaint online. Program Assistance and Frequently Asked Questions . Please tag us when you do, using the handles below. Those looking for assistance, please contact an IDHS Service Provider Agency to ask about rental assistance, find out if youre eligible and get help with applying.Renters can find a IDHS Service Provider at: illinoisrentalassistance.org/providers. A common tactic scammers use is requiring you to pay an upfront fee before giving you any services. Available in English and Spanish. We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. Additionally, scammers may ask you to sign over the title to your property, ask you to sign papers that you do not understand, say you should start making payments to someone other than your servicer or lender, or tell you to stop making mortgage loan payments altogether. 221 0 obj <> endobj Here's How to Apply Those in areas that have been disproportionately impacted by the pandemic will be prioritized, according to. Each state or territory developed its own program. All Rights Reserved. The ILHAF team is currently reviewing and processing applications for assistance. Averige si es elegible para recibir hasta $60,000 en asistencia federal en IllinoisHousingHelp.org. Eligible homeowners in Illinois who've experienced a financial hardship because of the pandemic can get a portion of the approximately $387 million allocated to the stateup to $30,000 per householdby applying to the Illinois Homeowner Assistance Fund (ILHAF) program. You are either a renter in Illinois or a landlord with a tenant who lives inIllinois. Visit illinoishousinghelp.org/ilhaf or call 1-866-454-3571 for more information. Pritzker: Applications open April 11 for homeowner assistance fund. Copyright 2023 WLS-TV. %PDF-1.6 % endobj To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 . IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. Man arrested after Illinois State Police find cocaine-filled suitcases, Man faces murder charge after overnight shooting in Rockford, Motorcyclist IDd after fatal Belvidere crash, CRE8IV mural sites approved ahead of its fourth season, A list of other requirements is available here. Illinois starts offering grants for home improvement for low-income Report suspected fraud here. The Low Income Home Energy Assistance Program (LIHEAP), administered by the Illinois Department of Commerce and Economic Opportunity (DCEO), helps eligible low-income households pay for home energy services (primarily heating during winter months). stream IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. In 2021, Treasury released 10% of each participant's HAF allocation to implement pilot programs, and required HAF . Starting April 11, Illinois homeowners can apply for up to $30,000 in assistance through the Illinois Homeowner Assistance Fund (ILHAF). Toll Free. They are compatible with all social media platforms. See below for information on the rent, mortgage, utility, and legal assistance programs currentlyavailable. Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. endstream endobj 222 0 obj <. Be careful to avoid scammers who engage in these practices. Most state programs limit eligibility to households with less than 150% of the median income in your area or $79,900, whichever is higher.